PEP Intermedius Ltd (PEP) is a financial intermediary made of small business units in Western Kenya. Our overarching goal is that we enable systematic change amongst the poor rural communities by improving access to financial services. We continuously strive to understand and address their finance needs with easy, reliable and affordable services in a secure and respectful environment.Who we are

PEP is a Kenyan company, started by a small cluster of experienced money people. Learn about us.
Mobile Money

PEP has been a leading player in Kenya's mobile banking revolution M-PESA, which has given the 'unbanked' masses access to financial services, and brought them into the formal economy. In Kenya, where the majority still do not have bank accounts, M-PESA (Swahili for 'mobile money') has created an alternative to banks. M-PESA customers safe, withdraw, make payments or send money using their mobile phones.